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Pull Here! Paying off your mortgage is a common goal for homeowners.  The monthly obligation of mortgage payments is usually a family’s biggest financial burden, and the sooner it’s gone the better.  Getting rid of your mortgage is a little like pulling off a Band-Aid.  You can minimize your mortgage payments today and make your cash flow as comfortable as possible or you can put everything you have towards your mortgage to get rid of it as soon as possible. Although life requires compromises and you need to spend money on entertainment, most of us don’t pay enough down on our mortgage each year.  Mortgage payments don’t increase with inflation like the rest of our expenses, but we can voluntarily increase our payment to pay our mortgage off faster.  Most mortgages allow payment increases by as must as 15% EACH year (this is in addition to lump sum privilege payments).  By increasing your mortgage payments by only 3% each year you can pay off your mortgage 8 years and 2 months faster!  That’s a small increase with a big pay-off.  A $300,000 mortgage amortized over 25 years at today’s rates requires a monthly payment of $1,459 per month.  A 3% increase is an extra $44 per month or $11 per week.  Surely we can all find an extra $11 per week to shave 8 years off our mortgage. More aggressive annual increases or applying a lump sum once a year will have an even greater impact.  Call me to work out a plan that works with your mortgage and for your lifestyle.

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Dan Wowk has been an incredible resource and help for my family's search for our mortgage renewal. His professionalism and timeliness has helped reduce stress and save us a lot of money in the process. I highly recommend Dan and Zoom Mortgage to anyone wanting someone they can trust with their mortgage needs.
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Dr. Freddie So

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Dan thanks again for all your help in renewing our mortgage and setting up the line of credit. I appreciate how you made the process fast, simple and hassle free. Great rate too.
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Mike E. of Oakville

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I just wanted to thank you Dan for your continued professional service over the years on my mortgage with ZoomMortgage. I got the best rate on the market and even with today’s recent low interest rates, I still have a better rate than what is being offered – in fact, my friends can’t believe what you got for me!! That’s why I referred them to you and now they are so happy with your Fast service and the great experience that you have. A BIG thank you from a single mom that was struggling in getting the right mortgage.. YOU ARE THE BEST
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Lorette S of Burlington

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Just wanted to say that Dan is the best! He gets the job done! He is quick, efficient and professional… For any mortgage concerns, call him now!!!!
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Corinne F. of Oakville

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Thanks for getting back to me so quickly. Very impressed.
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Chris of St. Thomas

F.S.C.O. Brokerage License # 11931 - Broker Owner: Dan Wowk: Mortgage Agent #M09000576
Head Office: 2386 Lionstone Drive, Oakville, Ontario L6M 4S9 | Phone: 905-847-0100

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